Dental insurance plans can differ widely in terms of coverage and reimbursement amounts. While each plan is unique, most include partial or full coverage for services in the following categories:
Dental Insurance Information
Smile Dental Toronto
At Smile Dental Toronto, we work with most major dental insurance providers across Canada. If you’re not sure whether your plan is accepted, our friendly front desk team is happy to check your coverage and assist you.
Some of the commonly accepted insurance providers include:
Yes! At Smile Dental Toronto, we’re pleased to offer direct billing (also known as assignment of benefits) to most major insurance providers. This allows us to submit your claim directly to your insurer, so you don’t have to pay the full cost upfront or wait for reimbursement.
Any portion not covered by your insurance—such as co-payments, deductibles, or services outside your plan—can be settled at the time of your visit. Our team will always provide clear information about your out-of-pocket costs in advance.
Dental insurance plans can differ widely in terms of coverage and reimbursement amounts. While each plan is unique, most include partial or full coverage for services in the following categories:
Sometimes, certain dental treatments may not be fully covered by your insurance plan. This often includes cosmetic services like teeth whitening or veneers, or procedures that exceed your plan’s annual limit. If that’s the case, there’s no need to worry—we’ll help you explore all your available options, such as:
Developing a phased treatment plan
Offering flexible scheduling to spread out appointments
Providing clear, upfront cost estimates
Discussing suitable alternative treatments when possible
To make your care more manageable, we also accept major credit cards, debit, and offer flexible payment plans designed to fit your budget.
The Canadian Dental Care Plan (CDCP) is a federal initiative designed to make dental care more accessible and affordable for Canadians who do not have private dental insurance. It offers coverage for essential services such as exams, cleanings, x-rays, fillings, and more, depending on your eligibility and income level.
Starting in May 2024, the CDCP is expanding in phases to include more Canadians—such as children under 18, seniors, and individuals with disabilities. Eventually, it will be available to all eligible residents without access to private dental coverage.
If you’re unsure whether you qualify, our team at King Dental Centre is here to help. We can guide you through the application process and show you how to make the most of your CDCP benefits at our clinic. Making dental care accessible to everyone in our community is one of our top priorities.
Yes, we provide direct billing (also known as assignment of benefits) to most major insurance providers. This allows us to bill your insurer directly, so you only pay any portion not covered by your plan.
If your insurance plan doesn’t cover the full cost of treatment, you’ll be responsible for the remaining balance. Don’t worry—we’ll give you a detailed estimate in advance to avoid any unexpected costs.
Absolutely! Our team is always happy to review your insurance plan, explain what’s covered, and submit pre-treatment estimates to your provider if required, so you know exactly what to expect.
Yes, we gladly welcome patients without insurance and provide clear, upfront pricing along with flexible payment options to help make dental care affordable and accessible for everyone.